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Services

We Help you Monitor And Improve

Your Credit Score 

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What We do

We help you identify inaccuracies on your credit report and get them removed!

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Review your credit reports to identify inaccuracies and helpful credit items.

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Show you how your credit score works and help you understand it.

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Provide credit education and 

counseling.

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Help you understand your rights as a consumer

What We Remove

  • Collections

  • Charge Offs

  • Bankruptcy

  • Repossession 

  • Judgement

  • Student Loans

  • Eviction & More

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Our Credit Repair Process

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Consultation and Obtaining your Credit Reports

The first step is to get copies of your credit reports from the three major credit bureaus (Equifax, Experian, and TransUnion). Then we will set you up a consultation with us to help you understand your credit report. Our expert educates you about items of interest, both positive and negative, that are impacting your credit score.

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Review and Identify Inaccuracies

Go through the credit report carefully and identify any discrepancies or errors. Look for:

  • Incorrect personal details

  • Accounts that don’t belong to you

  • Accounts reported more than once

  • Late payments that were actually paid on time

  • Incorrectly listed or outdated negative information

Dispute Inaccuracies

If we find any mistakes, we will dispute them with the credit bureaus. The bureaus have 30 days to investigate and correct any errors.

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Monitor and Continue to Build your Credit

After cleaning up any negative items, regularly monitor your credit to ensure no new issues arise. Disputing the inaccuracies on the credit report is only one part of the credit restoration process. We understand that to have good credit standing, building the positives is an absolute must. That’s why we provide credit builder tools that can help you establish good credit history.

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© 2021 by KKFINANCIALS

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